Deceased Super Claims Assistance Perth
Managing superannuation claims for deceased estates and beneficiaries.
We're Here To Help
Guiding you through Superannuation Claims after loss
When a loved one passes away, managing their superannuation benefits can be one of the many unfamiliar tasks that falls to family members or close friends. Often, people don’t realise that super funds may hold life insurance benefits requiring a formal claim to access. The process can be complex and emotionally taxing, especially when you’re already navigating grief.
Deceased super claims can involve proving relationships, gathering legal documents, and dealing with beneficiary disputes or next-of-kin issues. We take the pressure off by handling communications with the super fund and ensuring all paperwork is correctly completed and submitted.
With over 15 years of experience and a fixed-fee model, our Perth team focuses on getting results without adding financial strain. Our goal is to make the process easier, allowing you to focus on remembering and honouring your loved one.
Reach out to our team
What Deceased Super Claims cover
Deceased superannuation cover releases the deceased’s superannuation balance, along with any attached life insurance, to eligible beneficiaries or the estate. It provides vital financial support to help manage expenses and financial obligations following the loss of a loved one.
We're Here To Help
Common Deceased Super claim issues
Deceased superannuation claims can often be complicated and delayed by a range of common issues. One frequent challenge arises when there is a non-binding nomination, meaning the superannuation trustee has discretion over how the benefits are allocated. This can lead to uncertainty and delays, especially when there are disputes among family members or questions about entitlements in de facto relationships.
Other complications can arise from estate matters and tax considerations, which may further slow the distribution of funds. Navigating these challenges can be stressful for beneficiaries who are already dealing with the loss of a loved one. Understanding the process and having expert guidance can help ensure the claim is handled efficiently and the benefits are distributed correctly.
How we help
Accord Claims helps simplify the deceased superannuation claims process during a difficult time. We assist by identifying all super accounts and any attached insurance, guiding you through the trustee requirements and documentation so your claim is submitted correctly and efficiently. While we do not provide legal advice, our Perth-based team can help you navigate the process and, where complex issues arise, refer you to legal professionals who specialise in deceased estate and superannuation matters.
We also connect you with experienced experts who can manage the tax implications and help structure the payout to maximise benefits and minimise complications. By coordinating these steps on your behalf, Accord Claims ensures the claims process is as smooth and stress-free as possible, allowing you to focus on your family while we handle the administrative and technical aspects.
Testimonials
What our clients say.
We treat every claim with care, urgency, and respect. Here’s what some of our clients have shared about their experience with Accord Claims.
Ian von Berg, Owner
We handle all insurers.
The Accord Difference
Why should you work with us?
At Accord, we don’t just handle claims, we deliver peace of mind. Our team takes care of the complex details so you can focus on what matters most. We work proactively to manage every stage of your claim, following up with insurers to ensure steady progress and avoid unnecessary delays. With a clear, fixed-fee structure and no hidden costs, you can trust us to keep the process smooth, transparent, and always in your best interests.
Providing Peace of Mind
We understand you're going through a difficult time. Our team provides empathetic, personalised support throughout the entire claims process.
Proactive Management
We don't just process claims, we actively manage every step, follow up with insurers, and ensure your claim progresses is completed as efficiently as possible.
Fixed Pricing & No Hidden Expenses
We provide complete transparency with our clear fixed fee structure. No hidden costs, no surprises, just honest, upfront pricing. We're also more cost effective than traditional legal counsel.
15+ Years Experience
Our extensive experience means we know how to navigate complex claims, handle missing paperwork, and resolve issues efficiently. No matter how complex your claim is, we han help.
Our Process
Managing You Through to Approval
Initial Consultation
We review your situation, assess your policy, and identify what’s needed for a successful claim.
Information Gathering
Our team collects all required paperwork, medical reports, and supporting evidence to prepare your claim.
Application
We prepare or proactively manage your application to ensure the strongest possible submission.
Approval
We follow up with insurers, communicate progress clearly, and work to secure the best possible outcome.
Our FAQ's
Got a question? We have the answer.
What is a deceased super claim?
A deceased super claim is the process of accessing the superannuation and any attached insurance benefits of a person who has passed away. The claim is usually lodged with the superannuation fund or trustee responsible for managing the deceased’s super.
How can Accord Claims help with a deceased super claim?
We assist by identifying all super accounts and attached insurance, guiding you through trustee requirements and documentation, and referring you to legal or tax experts where complex issues arise. Our goal is to simplify the process and ensure the claim progresses efficiently.
What happens if the deceased had a non-binding nomination?
If the deceased had a non-binding nomination, the trustee has discretion over how the superannuation benefits are allocated. This can lead to delays or disputes. Accord Claims helps guide you through the trustee’s requirements and ensures your claim is correctly submitted.
How are disputes among family members handled?
Family disputes over superannuation can complicate the claims process. While we do not provide legal advice, Accord Claims can refer you to specialised legal professionals and help manage communications with trustees to minimise delays and misunderstandings.
Are there tax implications with deceased super payouts?
Yes, deceased super payouts can have tax implications depending on how the benefits are structured. We can refer you to experienced experts who manage tax considerations and help structure the payout to ensure you receive your entitlements efficiently.
How long does a deceased super claim take to process in Perth?
Processing times vary depending on the trustee, the complexity of the estate, and any disputes that may arise. Accord Claims helps streamline the process, manage required documentation, and coordinate with trustees to reduce delays wherever possible.
Speak To Us
Organise a consultation.
Let the professionals at Accord Claims take the stress out of managing your claim. Rest assured that we’ll always act in your best interest to get the best result for you and your family.